Pay in a tap with Apple Pay & Google Pay
Add your 2328 Card to Apple Wallet or Google Wallet and pay in stores, online and in apps — with a single tap, secured by your device.
Crypto Card for Subscriptions, Ads, Travel, AI tools, Everything
Issue a virtual card in minutes, top it up your usual way, and pay any service worldwide — no matter where you're based.
- 12,000+ cards issued
- 500+ services supported
- 130M+ merchants worldwide
- Works in 150+ countries
- 24/7 support
Pay anywhere Visa/Mastercard is accepted
Pay for services, apps and subscriptions.
Fund ad accounts on any platform.
Book flights, stays and rides worldwide.
Pricing
One virtual card, one balance, one page of fees
2328 Card
- Issue
- $5.00
- Top-up
- 2.5%
- FX / conversion
- 3% (min $0.50)
- Transaction
- $0.20
- Monthly
- $2.00 / mo
Live in four steps
- 01
Sign up
Create your 2328 account in minutes.
- 02
Issue your virtual card
One tap — a USD card is ready.
- 03
Top up in USDT
Send USDT to your balance.
- 04
Add to Apple/Google Pay
Tap to pay online and in stores.
Frequently asked
Didn't find an answer? Talk to support 24/7
What is a virtual card and how does it work?
It's a real Visa/Mastercard card that lives in your account — with a card number, expiry and CVV — but no plastic. Use it anywhere online, or add it to Apple Pay / Google Pay to tap in stores. Your balance is held in USD and funded with crypto; every purchase is charged in USD like a normal card.
How do I top up, and what currencies do you accept?
Top up in USDT — and we credit your card balance in USD. Minimum load is $5. Funds arrive as soon as the transfer confirms on-chain, so a new card can be ready to spend within minutes.
Can I add the card to Apple Pay / Google Pay?
Yes — on Mastercard, with no tokenization fee. Add it once and pay contactless in stores, in-app and on the web. Visa cards are for online payments only and can't be added to Apple/Google Pay — pick Mastercard if you need in-store or App Store payments.
Will it work for Facebook / Google / TikTok ad accounts?
Yes — the card is built for media buying. Issue cards for each ad account, fund them from one shared balance, and pay Facebook, Google and TikTok Ads directly. You get spend visibility, and if an account gets banned your remaining balance stays yours.
Can I use it for travel — Booking, Airbnb, airlines?
Yes. The card is accepted anywhere Visa/Mastercard works, in 150+ countries, so you can book flights, hotels and stays and cover hotel holds / pre-authorizations. For in-store and abroad, pay through Apple Pay / Google Pay on a Mastercard.
What happens if a payment is declined?
The charge simply doesn't go through and no funds leave your balance. A small decline fee of $0.40 applies. Common reasons are insufficient balance or a merchant that doesn't accept the card type — top up or try a Mastercard and retry. Support is available 24/7 if a payment keeps failing.
Can I issue multiple cards for my team?
Yes. Issue as many cards as you need — one per subscription, ad account or team member — all funded from a single balance.
Where do I find the card details (number / CVV)?
In your account, right after the card is issued. The full number, expiry and CVV are shown there, ready to paste into any checkout or add to your phone's wallet.
What are the fees?
Card issue $5, top-up 2.5%, and a 3% (min $0.50) conversion on non-USD purchases. Purchase fee is $0.20, monthly service $2.00. Withdraw to wallet 1%, chargeback $40. Declined operations and tokenization for Apple/Google Pay are free. Every fee is listed on this page — nothing hidden.
Is it available where I live?
The card works globally, wherever Visa/Mastercard is accepted — no matter where you're based. Sign up and issue a card in minutes; no local bank account required.